Are you in the market for a competitively priced guarantor loan? If you are, you came to the right place. As a leading and trusted guarantor loan site since 2011, Look Loans is your partner and number one source for quick and convenient funding for financial emergencies and other needs. Whether you need £500 for car repair or £3,000 for medical expenses, we can help you snag a guarantor loan deal within your budget not to mention that processing is also speedy at Look Loans.

Our Specialty

Recognizing the need to bridge the gap between customers with bad credit and quick personal loans, Look Loan was established in 2011 to serve as your number one source for fast, convenient and affordable guarantor loans at competitive rates. No longer will you need to apply from banks and mainstream lenders only to end up rejected. With Look Loans, you are guaranteed to get approved for an appropriate deal within the same day if you have your requirements and guarantor ready prior to applying.

At Look Loans, you can borrow from £500 up to £7,500 at terms starting from 12 months to 36 months. To help our customers gauge the cost and the monthly fees based on the amount and term you decided, we have a loan calculator or slider at your disposal. We also partner with top comparison sites in the UK like Money Super Market to give you more options.

Our Customers

Because Look Loans exist to help customers, we cater to literally everyone with bad credit who meets our basic eligibility criteria. To be qualified for a guarantor loan, borrowers must be 18 years old or above and a resident of UK. Employment status can be self-employed, part time or full time. As long as you can provide a steady proof of income, you are welcome to avail our products. You also need an active bank account in the UK for money transfer purposes once your loan is approved.

For guarantors, he or she must be 21 years old or above, a resident of UK and a homeowner or a mortgage payer in the UK. Guarantors are also required to have good credit rating.

Understanding Guarantor Loans

Guarantor loans are personal loans designed for people with bad credit who have been refused a loan elsewhere. Even if you have history of ccjs, arrears, defaults or bankruptcy, you can still apply for a guarantor loan provided that you meet the basic requirements and you have a guarantor who is willing to co-sign the debt agreement with you.

Unlike other types of unsecured personal loans, guarantor loans offer flexible loan amounts and terms. As mentioned above, the financial product offers a minimum of £500 up to £7,500. You can choose the terms according to what is comfortable for your budget from 12 months to 36 months. As for the cost, the average Representative APR for guarantor loans is set at around 50%. To know more about APR and how it works, click here.

Calculate Loan Cost

One of the most important things borrowers should do before applying for a guarantor loan is to calculate the probable cost and monthly repayment fee. Calculating repayments, however, used to be complicated especially if the APR or annual percentage rate is variable. Fortunately, Look Loans made it easier for our borrowers by offering a fixed interest rate. Whether you're borrowing the minimum or the maximum loan amount, you don't have to worry about the base rate going up within your loan's repayment terms. This also means that you can easily use our loan calculator or slider to computer your monthly fee for the amount and term you have in mind.

To get started and apply for a guarantor loan at Look Loans, you just need to choose your loan using our loan slide. Set your desired term and click apply. We will compute your monthly repayment fee based on the amount and term. For example, if you plan to borrow £3,000 over 12 months and the fixed APR is 45.3%, your monthly fee will be £307.11 or £3,685.32 in total. If the repayment fee is too much, you can play around with the amount and term using our loan calculator or slider to find an amount that's comfortable with your budget. Alternatively, you might want to visit for more advice regarding guarantor loans.